:root{--primary:#ff7f0e;--primary-hover:#e6730d;--primary-light:rgba(255,127,14,.1);--secondary:#2e86de;--secondary-light:rgba(46,134,222,.1);--dark:#1a1a2e;--light:#f9fafb;--gray:#6b7280;--border:#e5e7eb;--card-bg:white;--section-bg-light:var(--light);--glass-bg:rgba(255,255,255,.85)}*{box-sizing:border-box;margin:0;padding:0}body{font-family:'Inter',sans-serif;color:var(--dark);line-height:1.6;background-color:#fff;-webkit-font-smoothing:antialiased;padding-top:80px;font-optical-sizing:auto}@keyframes fadeInDown {
    from { opacity: 0; transform: translateY(-20px); }
    to { opacity: 1; transform: translateY(0); }
}@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(30px); }
    to { opacity: 1; transform: translateY(0); }
}@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-10px); }
}@keyframes pulse {
    0%, 100% { box-shadow: 0 0 0 0 rgba(255, 127, 14, 0.4); }
    50% { box-shadow: 0 0 0 15px rgba(255, 127, 14, 0); }
}@keyframes countUp {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}@keyframes gradientShift {
    0% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
    100% { background-position: 0% 50%; }
}.fade-element{opacity:0;transition:opacity .6s ease , transform .6s ease}.fade-element.animated{opacity:1;transform:translateY(0)}.slide-in-up{transform:translateY(30px)}.header{position:fixed;top:0;left:0;right:0;background:var(--glass-bg);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.3);box-shadow:0 4px 30px rgba(0,0,0,.1);z-index:1000;padding:12px 0;animation:fadeInDown .6s ease-out}.header-container{display:flex;justify-content:space-between;align-items:center;max-width:1200px;margin:0 auto;padding:0 20px}.logo img{height:55px;width:auto;transition:transform .3s ease;filter:drop-shadow(0 2px 4px rgba(0,0,0,.1))}.logo:hover img{transform:scale(1.05) rotate(-2deg)}.nav-desktop{display:flex;align-items:center;gap:12px}.nav-link{color:var(--dark);font-weight:500;text-decoration:none;padding:8px 14px;border-radius:8px;transition:all .3s ease;position:relative;font-size:.95rem}.nav-link:hover{background:var(--primary-light);color:var(--primary)}.nav-link.active{background:var(--primary);color:#fff}.dropdown{position:relative}.dropdown-content{position:absolute;top: calc(100% + 10px);left:0;background:#fff;box-shadow:0 10px 40px rgba(0,0,0,.15);border-radius:12px;min-width:220px;padding:8px;opacity:0;visibility:hidden;transition:all .3s cubic-bezier(.25,.8,.25,1);z-index:100;transform:translateY(-10px) scale(.95);border:1px solid var(--border)}.dropdown:hover .dropdown-content{opacity:1;visibility:visible;transform:translateY(0) scale(1)}.dropdown-item{display:block;padding:10px 16px;color:var(--dark);text-decoration:none;transition:all .2s;border-radius:8px;font-size:.9rem}.dropdown-item:hover{background:var(--primary-light);color:var(--primary);padding-left:20px}.btn{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-hover) 100%);background-size:200% 200%;color:#fff;font-weight:600;padding:12px 24px;border-radius:12px;text-decoration:none;transition:all .3s cubic-bezier(.25,.8,.25,1);border:none;cursor:pointer;position:relative;overflow:hidden;box-shadow:0 4px 15px rgba(255,127,14,.3)}.btn:hover{background-position:100% 0;transform:translateY(-2px);box-shadow:0 8px 25px rgba(255,127,14,.4)}.btn:active{transform:translateY(0)}.btn::after{content:'';position:absolute;top:50%;left:50%;width:5px;height:5px;background:rgba(255,255,255,.5);opacity:0;border-radius:100%;transform:scale(1,1) translate(-50%,-50%);transform-origin:50% 50%}.btn:focus:not(:active)::after {animation:ripple .6s ease-out}.hero{padding:120px 20px 80px;background:radial-gradient(circle at 20% 50%,rgba(255,127,14,.15) 0%,transparent 50%) , radial-gradient(circle at 80% 80%,rgba(46,134,222,.1) 0%,transparent 40%) , linear-gradient(135deg,#ff7f0e 0%,#e6730d 100%);color:#fff;text-align:center;position:relative;overflow:hidden}.hero::before{content:'';position:absolute;top:-50%;right:-10%;width:600px;height:600px;background:url(data:image/svg+xml,<svg\ xmlns=\"http://www.w3.org/2000/svg\"\ viewBox=\"0\ 0\ 200\ 200\"><path\ fill=\"rgba\(255,255,255,0.05\)\"\ d=\"M45,-58C58.3,-47.3\ 69.1,-32.6\ 73.4,-16.3C77.7,0\ 75.5,17.9\ 67.8,33.2C60.1,48.5\ 46.9,61.2\ 31.4,68.6C15.9,76\ -1.9,78.1\ -18.3,74.3C-34.7,70.5\ -49.7,60.8\ -60.8,47.3C-71.9,33.8\ -79.1,16.5\ -78.6,-0.3C-78.1,-17.1\ -69.9,-33.4\ -58.2,-45.2C-46.5,-57\ -31.3,-64.3\ -15.8,-65.8C-0.3,-67.3\ 15.5,-63\ 31.7,-58.7L45,-58Z\"\ transform=\"translate\(100\ 100\)\"\ /></svg>) no-repeat;animation:float 6s ease-in-out infinite}.hero-container{max-width:800px;margin:0 auto;position:relative;z-index:1}.hero-title{font-size:3rem;font-weight:800;margin-bottom:20px;line-height:1.1;animation:fadeInUp .8s ease-out;text-shadow:0 2px 10px rgba(0,0,0,.1)}.hero-subtitle{font-size:1.25rem;opacity:.95;margin-bottom:35px;animation:fadeInUp .8s ease-out .2s forwards;opacity:0;font-weight:400}.hero-btn{background:#fff;color:var(--primary);font-weight:700;padding:16px 32px;border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.2);display:inline-flex;align-items:center;gap:10px;transition:all .3s ease;animation:fadeInUp .8s ease-out .4s forwards;opacity:0;font-size:1.1rem}.hero-btn:hover{transform:translateY(-3px) scale(1.02);box-shadow:0 15px 40px rgba(0,0,0,.25);background:#fff}.stats-bar{display:flex;justify-content:center;gap:60px;margin-top:50px;padding:20px;background:rgba(255,255,255,.15);backdrop-filter:blur(10px);border-radius:16px;border:1px solid rgba(255,255,255,.2);animation:fadeInUp .8s ease-out .6s forwards;opacity:0}.stat-item{text-align:center}.stat-number{font-size:2rem;font-weight:800;display:block;line-height:1}.stat-label{font-size:.9rem;opacity:.9;margin-top:5px}.section-title{text-align:center;font-size:2.5rem;font-weight:800;margin-bottom:50px;color:var(--dark);position:relative;display:inline-block;left:50%;transform:translateX(-50%)}.section-title::after{content:'';position:absolute;bottom:-15px;left:50%;width:80px;height:4px;background:linear-gradient(90deg,var(--primary),var(--secondary));transform:translateX(-50%);border-radius:2px}.benefits{padding:80px 0;background:#fff}.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1200px;margin:0 auto;padding:0 20px}.benefit-card{background:var(--card-bg);border-radius:20px;padding:35px 30px;box-shadow:0 2px 4px rgba(0,0,0,.02) , 0 8px 16px rgba(0,0,0,.02);transition:all .4s cubic-bezier(.175,.885,.32,1.275);text-align:center;border:1px solid rgba(0,0,0,.05);opacity:0;transform:translateY(30px);position:relative;overflow:hidden}.benefit-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--primary),var(--secondary));transform:scaleX(0);transition:transform .4s ease}.benefit-card:hover::before{transform:scaleX(1)}.benefit-card.animated{opacity:1;transform:translateY(0)}.benefit-card:hover{transform:translateY(-8px) scale(1.02);box-shadow:0 20px 40px rgba(255,127,14,.12) , 0 10px 20px rgba(0,0,0,.05)}.benefit-icon{width:70px;height:70px;margin:0 auto 20px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,var(--primary-light) 0%,var(--secondary-light) 100%);border-radius:16px;transition:all .3s ease}.benefit-card:hover .benefit-icon{transform:rotate(5deg) scale(1.1);background:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 100%)}.benefit-card:hover .benefit-icon svg path{stroke:white}.benefit-title{font-size:1.3rem;font-weight:700;margin-bottom:12px;transition:color .3s ease}.benefit-text{color:var(--gray);font-size:.95rem;line-height:1.6}.insurance-partners{padding:80px 0;background:linear-gradient(180deg,var(--light) 0%,white 100%);position:relative}.insurance-partners::before{content:'';position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--border),transparent)}.partners-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;max-width:1200px;margin:0 auto;padding:0 20px}.partner-card{background:#fff;border-radius:16px;padding:30px 20px;display:flex;flex-direction:column;align-items:center;justify-content:center;box-shadow:0 2px 8px rgba(0,0,0,.04);border:1px solid var(--border);transition:all .3s cubic-bezier(.25,.8,.25,1);cursor:pointer;position:relative;overflow:hidden;min-height:140px}.partner-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:0;background:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 100%);transition:height .3s ease;z-index:0}.partner-card:hover::after{height:4px}.partner-card:hover{transform:translateY(-5px);box-shadow:0 12px 24px rgba(0,0,0,.08);border-color:rgba(255,127,14,.3)}.partner-logo{width:80px;height:50px;background:linear-gradient(135deg,#f0f0f0 0%,#e0e0e0 100%);border-radius:8px;display:flex;align-items:center;justify-content:center;font-weight:700;color:var(--dark);font-size:.9rem;margin-bottom:12px;position:relative;z-index:1;transition:all .3s ease}.partner-card:hover .partner-logo{background:linear-gradient(135deg,var(--primary-light) 0%,var(--secondary-light) 100%);color:var(--primary);transform:scale(1.05)}.partner-name{font-weight:600;font-size:.95rem;color:var(--dark);text-align:center;position:relative;z-index:1}.partner-discount{position:absolute;top:10px;right:10px;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-hover) 100%);color:#fff;font-size:.75rem;font-weight:700;padding:4px 10px;border-radius:20px;z-index:2;box-shadow:0 2px 8px rgba(255,127,14,.3)}.partner-card.featured{grid-column:span 2;grid-row:span 2;background:linear-gradient(135deg,var(--dark) 0%,#2d2d44 100%);color:#fff;flex-direction:row;justify-content:space-between;padding:40px}.partner-card.featured .partner-logo{width:120px;height:80px;background:rgba(255,255,255,.1);color:#fff;font-size:1.2rem}.partner-card.featured .partner-name{color:#fff;font-size:1.5rem;text-align:left}.partner-card.featured .partner-features{color:rgba(255,255,255,.8);font-size:.9rem;margin-top:10px}.partner-card.featured:hover{transform:translateY(-8px);box-shadow:0 20px 40px rgba(0,0,0,.2)}.calculator{padding:80px 0;background:var(--light);position:relative}.calculator::before{content:'';position:absolute;top:-50px;left:0;right:0;height:100px;background:#fff;clip-path:ellipse(60% 100% at 50% 0%)}.calculator-container{max-width:900px;margin:0 auto;padding:0 20px;background:#fff;border-radius:24px;box-shadow:0 20px 60px rgba(0,0,0,.08);padding:40px;position:relative;z-index:1}.how-it-works{padding:80px 0;background:#fff}.steps{max-width:800px;margin:0 auto;padding:0 20px;position:relative}.steps::before{content:'';position:absolute;left:30px;top:40px;bottom:40px;width:3px;background:linear-gradient(to bottom,var(--primary),var(--secondary));border-radius:3px;z-index:0}.step{display:flex;margin-bottom:40px;align-items:flex-start;opacity:0;transform:translateX(-30px);transition:all .5s ease;position:relative;z-index:1}.step.animated{opacity:1;transform:translateX(0)}.step-number{width:60px;height:60px;background:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 100%);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.3rem;margin-right:25px;flex-shrink:0;box-shadow:0 8px 20px rgba(255,127,14,.3);transition:all .3s ease;border:4px solid #fff}.step:hover .step-number{transform:scale(1.1) rotate(10deg);box-shadow:0 12px 30px rgba(255,127,14,.4)}.step-content{background:#fff;padding:25px 30px;border-radius:16px;box-shadow:0 4px 12px rgba(0,0,0,.05);border:1px solid var(--border);flex:1;transition:all .3s ease}.step:hover .step-content{transform:translateX(10px);border-color:rgba(255,127,14,.3);box-shadow:0 8px 24px rgba(0,0,0,.08)}.step-title{font-size:1.25rem;font-weight:700;margin-bottom:8px;color:var(--dark)}.step-text{color:var(--gray);font-size:.95rem}.footer{background:linear-gradient(135deg,var(--dark) 0%,#16213e 100%);color:#fff;padding:80px 0 30px;position:relative;overflow:hidden}.footer::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--primary),var(--secondary))}.footer-container{max-width:1200px;margin:0 auto;padding:0 20px;display:grid;grid-template-columns:2fr 1fr 1.5fr;gap:50px;position:relative;z-index:1}.footer-logo img{height:70px;margin-bottom:20px;filter:brightness(0) invert(1)}.footer-about{color:rgba(255,255,255,.7);line-height:1.8;font-size:.95rem}.footer-title{font-size:1.1rem;font-weight:700;margin-bottom:25px;color:#fff;position:relative;display:inline-block}.footer-title::after{content:'';position:absolute;bottom:-8px;left:0;width:40px;height:3px;background:var(--primary);border-radius:2px}.footer-links{display:flex;flex-direction:column;gap:12px}.footer-link{color:rgba(255,255,255,.7);text-decoration:none;transition:all .3s ease;font-size:.95rem;display:flex;align-items:center;gap:8px}.footer-link::before{content:'→';opacity:0;transform:translateX(-10px);transition:all .3s ease;color:var(--primary)}.footer-link:hover{color:#fff;padding-left:5px}.footer-link:hover::before{opacity:1;transform:translateX(0)}.footer-bottom{text-align:center;padding-top:50px;margin-top:50px;border-top:1px solid rgba(255,255,255,.1);color:rgba(255,255,255,.5);font-size:.9rem}.mobile-menu-btn{display:none;background:none;border:none;cursor:pointer;padding:8px;transition:transform .3s ease}.mobile-menu{display:none;position:fixed;top:70px;left:0;right:0;bottom:0;background:#fff;z-index:999;padding:20px;overflow-y:auto;box-shadow:0 10px 40px rgba(0,0,0,.1)}.mobile-menu.active{display:block}@media (max-width:992px){.nav-desktop{display:none}.mobile-menu-btn{display:block}.benefits-grid{grid-template-columns:1fr}.partners-grid{grid-template-columns:repeat(2,1fr)}.partner-card.featured{grid-column:span 2;grid-row:span 1;flex-direction:column;text-align:center}.stats-bar{flex-direction:column;gap:20px}.hero-title{font-size:2.2rem}.section-title{font-size:2rem}.footer-container{grid-template-columns:1fr;gap:40px}}@media (max-width:576px){.partners-grid{grid-template-columns:1fr}.partner-card.featured{grid-column:span 1}.hero{padding:100px 20px 60px}.hero-title{font-size:1.8rem}.calculator-container{padding:25px;border-radius:16px}}@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}::-webkit-scrollbar{width:10px}::-webkit-scrollbar-track{background:var(--light)}::-webkit-scrollbar-thumb{background:linear-gradient(var(--primary),var(--secondary));border-radius:5px}::-webkit-scrollbar-thumb:hover{background:var(--primary-hover)}